SHIKSHA FINANCIAL SERVICES INDIA PRIVATED LIMITED Shiksha Finance is India’s premier company that provides loans and finances education. 497, Kattima Isana Mall, 3rd floor, Poonamallee High Road, Ar
SHIKSHA FINANCIAL SERVICES INDIA PRIVATED LIMITED
Shiksha Finance is India’s premier company that provides loans and finances education.
497, Kattima Isana Mall, 3rd floor, Poonamallee High Road, Arumbakkam, Chennai – 600106
Phone: 044-61916625/9566016761,
Email Id: service@shikshafinance.com
A gateway to excellence and opportunities
Shiksha Finance is India’s premier company that provides loans and finances education. We are pioneering much needed innovation in the education finance industry in India. We have assisted thousands of students to pursue their hopes and dreams without worrying about funding. We also provide loans to educational institutions to build infrastructure, purchase assets and for working capital.
Vision
To enrich India’s human skill, focusing on the bottom of the pyramid, by creating access to relevant products and services.
Mission
To enhance access to education finance, by:
funding schools for asset creation, thereby establishing good quality education infrastructure
funding parents for school fees, thereby reducing school drop-out rates
Values
Trust: Be transparent and be seen as transparent in everything we do.
Ethical & Fair: Conduct business with sensitivity and transparency.
Innovation & Creativity: Unlearn the past, challenge the conventional.
Customer centric approach: Simplicity and speed.
Leverage technology.
Why Education Finance?
The need for education is well entrenched in the minds of Indian parents, thereby making education a service with tremendous demand in the country. Despite such vast demand, the education sector suffers for poor quality of infrastructure and poor learning outcomes. The rationale driving Shiksha Finance’s business thrust are:
A. Large young population
India’s student-aged population is more than 400 million strong, of which only 260 million is enrolled in schools.
B. Belief in the importance of education
Indian parents, across all income levels, view education as the key to unlocking better opportunities for their children. This is all the more so in the case of low-income families.
C. Most are not served by the public system
Only a fraction of the population can afford high-end private schools while the rest attend Government schools. In recent years, a new trend is the emergence of affordable private schools, which is fast becoming a preferred option for low income families.
D. Dynamic, local entrepreneurs across India have responded
Recognising the demand for affordable quality education, entrepreneurs across towns and villages in India are creating local private schools. Often, they are former teachers or husband and wife teams, who have launched local schools using their own resources and are able to generate 20% to 30% margins at price points that low-income families can afford. This segment, grows bigger every day.
E. Affordable private schools lack access to capital
Schools rarely comply with banks’ traditional lending requirements. Loans offered by micro-finance institutions are not large enough for school infrastructure projects. The other alternative in the form of informal money lenders leads to exorbitant interest rates. All of these meager options constrain the growth and innovation of such schools.
PRODUCTS
Student Loans
The doorway to your child’s future
Are you are looking for a loan to fund your child’s school fees? Write to us at sales @shikshafinance.com. We would love to help fulfill your dreams and aspirations for your child!
Asset Finance Loans
Preparing students for success in an ever changing world.
Making your child’s world a better place.
The Shiksha Value
Quick Disbursement
All processes at Shiksha Finance run on cutting edge technology that ensure your application is processed speedily. You will experience anxiety free, quick and reliable loan disbursements.
Simple Products
At Shiksha, we are passionate about easing your loan availing services. We offer simple-to-understand financing products that deliver value to all kinds of students or educational institutions.
Reliable Lending
When you avail our credit services, you are assured of high quality products that are custom designed for you. We strive for transparency and safety without drowning you in ambiguous fine print!
PRUDENTIAL NORMS
