A loan for all your needs! Choose the best Personal Loan and realize your dream

Interest Rate

12.99% p.a onwards

Bajaj Finance Limited

Associated Charges

Processing Fees : Up to 3.99% of the loan amount Foreclosure Charges : 4% of the outstanding loan amount + applicable taxes

Bajaj Finance Limited

Repayment tenure

12-60 months

Bajaj Finance Limited

Eligibility Criteria

1. He must be a salaried individual.
2. The applicant must be an Indian resident.
3. The applicant’s age must be between 25 and 58 years.

Bajaj Finance Limited

Basic Documents Required

1. Bank Statement of last 3 months
2. Identity Proof : PAN/Voter ID
3. Address Proof : Aadhaar Card/Driving License/Passport 

Bajaj Finance Limited

Disbursal Time

24 hours

Fullerton India 

Interest Rate

11.99% p.a onwards

Fullerton India 

Associated Charges

Processing Fees : Between 0% - 6% of the loan amount

Foreclosure Charges : 0-7% of the outstanding loan amount

Fullerton India 

Repayment tenure

12-60 months

Fullerton India 

Eligibility Criteria

1. The applicant must be a resident of India.
2. The applicant’s age must be between 21 and 60 years.
3. He must be a salaried individual working in a private limited company or public sector enterprise, or be self-employed.

Fullerton India 

Basic Documents Required

1. Bank Statement of last 3 months for salaried individuals and Income proof for self-employed individuals.
2. Identity Proof : PAN/Voter ID  
3. Address Proof : Aadhaar Card/Driving License/Passport 

Fullerton India 

Disbursal Time

30 minutes

PaySense 

Interest Rate

1.33% - 2.17% per month

PaySense 

Associated Charges

Processing Fees:  2% of the loan amount + GST or ₹500 + GST (depends on whichever is higher).  Foreclosure charges: 4% of outstanding loan amount + GST (Foreclosure allowed only after 6 EMI Payments).

PaySense 

Repayment tenure

3 months – 60 months

PaySense 

Eligibility Criteria

1. The applicant must be an Indian citizen.
2. The age of the applicant must be between 21 and 60 years.
3. The minimum net monthly income of the applicant must be ₹20,001 if residing in Tier -1 city and ₹18,001 if residing in Tier-2 city.

PaySense 

Basic Documents Required

1. Identity Proof: PAN Card.
2. Permanent Address Proof: Aadhaar Card/Voter ID/Passport.
3. Current Address Proof: Aadhaar Card/ Voter ID/ Passport /Rent Agreement/ Electricity Bill/ Water Bill/ Landline Bill / Bank Statement/Passbook/ Gas Pipeline receipt.
4. Bank Statement of last 3 months.

PaySense 

Disbursal Time

48 hours

Axis Bank 

Interest Rate

10.49% p.a. to 21% p.a.

Axis Bank 

Associated Charges

Processing Fee: Up to 2% of the Loan Amount

Foreclosure Charges:

5% for 0 - 12 Months

4% for 12 - 24 Months

3% for 24 - 36 Months

2% for greater than 36 months

+ GST as applicable

Axis Bank 

Repayment tenure

12 months – 60 months

Axis Bank 

Eligibility Criteria

1. The applicant must be an Indian resident and a salaried individual.
2. The age of the applicant must be between 21 and 60 years.
3. The minimum net monthly income of the applicant must be ₹25,000 per month.
4. The applicant must have a total work experience of at least 3 years.

Axis Bank 

Documents Required

1. Completely filled loan application form
2. Identity Proof: A copy of PAN Card/Passport/ Voter ID/ Aadhaar / Driving License
3. Address Proof: A copy of PAN Card/Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport
4. Duly signed Loan agreement duly signed and Standing Instruction (SI) Request / ECS Forms
5. Disclaimer: This is an indicative list only. Additional documents may be asked for, on a case-to-case basis

Axis Bank 

Disbursal Time

2-3 days

Muthoot Finance 

Interest Rate

13.75% p.a onwards

Muthoot Finance 

Associated Charges

Processing Fees : 2% - 4% of the loan amount sanctioned

Muthoot Finance 

Repayment tenure

12-60 months

Muthoot Finance 

Eligibility Criteria

1. The applicant must be a salaried employee working in Public Sector Unit or any reputed organisation.
2. The age of the applicant must be between 23 and 60 years.
3. If residing in a metro city, the minimum net monthly income of the applicant must be between Rs. 20,000 – Rs. 30,000 per month (subject to the employer).
4. If residing in a non-metro city, the minimum net monthly income of the applicant must be between Rs. 15,000 – Rs. 25,000 per month (subject to the employer).

Muthoot Finance 

Basic Documents Required

1. PAN Card (Mandatory)  
2. Completely filled out loan application form  
3. Passport Size Photographs  
4. Identity Proof: A copy of Passport/ Voter ID/ Aadhaar / Driving License  
5. Address Proof: A copy of Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport  
6. Proof of Income: Bank Account Statement/ Salary Certificate/ Salary Slip/ Form 16  
7. Employment Proof: Letter on company letter head confirming the employment period of applicant  

Muthoot Finance 

Disbursal Time

5 working days

SBFC Finance Pvt Ltd 

Interest Rate

14.0% to 19.5% p.a.

SBFC Finance Pvt Ltd 

Associated Charges

Processing Fee: 2% of the Loan Amount

Foreclosure Charges:

5% of the principal outstanding amount

SBFC Finance Pvt Ltd 

Repayment tenure

12 months – 60 months

SBFC Finance Pvt Ltd 

Eligibility Criteria

1. The applicant must be a salaried professional.
2. The age of the applicant must be between 22 and 55 years.
   Note: Max Age 58 Years at the time of maturity.
3. Minimum Net monthly Income is Rs.30,000
   If Age is above 40 years than Minimum Net Monthly Income is Rs.50,000.
4. The applicant must have a minimum work experience of 1 year, with a minimum experience of 6 months with the current employer.
5. CIBIL Score above 700 is required.

SBFC Finance Pvt Ltd 

Basic Documents Required

1. ID Proof: PAN Card, Aadhaar Card, Voter ID Card, Passport, Driving License
2. Address Proof: Aadhaar Card, Voter ID Card, Electricity Bill (< 60 days old), Driving License, Passport, Home Deed/Rent Agreement
3. Bank Statement of the last 3 months & latest salary slip

SBFC Finance Pvt Ltd 

Disbursal Time

4 days

CASHe 

Interest Rate

2.75% per month

CASHe 

Associated Charges

Processing Fee :

Flat Rs.500 for loan amount between 0 to 33333 and 1.50% on the loan amount when loan amount is greater than 33333 (if the loan tenure is 3 months).

Flat Rs.1200 or 2% on the loan amount whichever is higher (if the loan tenure is 6 months, 9 months or 12 months).

Flat Rs.1000 or 3% of the principle amount whichever is higher (if the loan tenure is 18 months).

CASHe 

Repayment tenure

90 days - 18 months

CASHe 

Eligibility Criteria

1. The applicant must be a resident of India.
2. The age of the applicant must be between 21 and 39 years.
3. The applicant must be a salaried individual with a minimum net monthly salary of Rs. 20,000.
4. The company, the applicant works in, must be MCA (Ministry of Corporate Affairs) registered.
5. The applicant must be a smartphone user.

CASHe 

Basic Documents Required

1. PAN Card
2. Latest Bank Statement of your Salary Account
3. Aadhaar Card
4. Permanent/Temporary Address Proof
5. Selfie as a photo proof

CASHe 

Disbursal Time

Within a few hours (subject to eligibility and documentation)

EarlySalary 

Interest Rate

2.5% per month

EarlySalary 

Associated Charges

Processing Fee :

Starting from Rs.399 + Rs.100 stamp duty

EarlySalary 

Repayment Tenure

3 months - 24 months

EarlySalary 

Eligibility Criteria

1. The applicant must be a resident of India.
2. The age of the applicant must be between 21 and 55 years.
3. The applicant must be a salaried individual with a minimum net monthly salary of Rs. 18,000, if living in a Tier 1 City and Rs. 15,000, if living in Tier 2 city.

EarlySalary 

Basic Documents Required

1. ID proof: PAN Card
2. Income proof: Bank Statement of 3 months and latest salary slip (last 3 months)
3. Address proof: Aadhaar card, Driving license, Voter ID, Passport, Bank passbook

EarlySalary 

Disbursal Time

10 mins

Yes Bank 

Interest Rate

Starting from 10.70%

Yes Bank 

Associated Charges

Processing Fee :

Starting from FLAT Rs. 1499/- to 2.50% of loan amount

Foreclosure Charges :

Foreclosure is allowed post the repayment of 12 EMIs

1. 13 – 24 months - 4% of Principal Outstanding
2. 25 – 36 months - 3% of Principal Outstanding
3. 37 – 48 months - 2% of Principal Outstanding
4. > 48 Months – Nil

Part Payment Charges :

Part payment is allowed post the repayment of 12 EMIs.

1. 13 – 24 months - 20% of Principal Outstanding
2. 25 – 36 Months - 20% of Principal Outstanding
3. 37 – 48 Months - 25% of Principal Outstanding
4. 49 – 60 Months - 25% of Principal Outstanding

2% plus applicable taxes are also charged on the part payment amount paid.

Yes Bank 

Repayment Tenure

12-72 months

Yes Bank 

Eligibility Criteria

1. The age of the applicant must be between 22 and 60 years.
2. The applicant must be a salaried individual working in Public /Private/Limited/Govt. companies.
3. The applicant must earn a minimum net monthly salary of Rs. 20,000, if residing in a Tier 1 City and Rs. 15,000, if living in Tier 2 or Tier 3 city.

Yes Bank 

Basic Documents Required

1. Application Form
2. KYC Documents : Aadhaar Card, PAN Card, Voter ID etc.
3. Salary slips of last 2 months
4. Bank Statement of last 3 months

Yes Bank  

Disbursal Time

Best in Class TAT

1. The applicant must be a citizen of India.
2. The age of the applicant must be above 21 years.
3. The minimum net monthly salary of the applicant must be Rs. 10,000.
4. Aadhaar Card of the applicant must be linked to his/her mobile number.

1. ID proof: PAN Card
2. Income proof: Bank statement/Salary slip
3. Address proof: Aadhaar card, Driving license, Voter ID, Passport, Bank passbook
4. Proof of Employment